Current Rates

Rates effective as of:  230408
Rates are subject to change without notice.

Term Deposits Callable: $5000.00 and more
30-59 days 2.60 2.60
60-89 days 2.60 2.60
90-179 days 2.60 2.60
180-364 days 2.85 2.85
365 days ----- -----
Non-callable:
1 Year 3.60 3.60
2 Year 3.70 3.70
3 Year 3.85 3.85
4 Year 4.00 4.00
5 Year 4.10 4.10


RRSP/RRIF:
Variable .60 .60
Fixed Terms:    
1 Year 3.60 3.60
2 Year 3.70 3.70
3 Year 3.85 3.85
4 Year 4.00 4.00
5 Year 4.10 4.10


Maximizer:
Paid under $5000 0.10
Paid over $5000 0.25
Charged on Line of Credit (Authorized Overdrafts)
With Full Pay Deposit Prime( 4.75 ) + 4.50 = 9.25
With 3% Minimum Payment Prime( 4.75 ) + 6.00 = 10.75
Unauthorized Overdraft 21.00


Golden Years  
Line Of Credit Prime( 4.75 ) + 1.00 = 5.75


Personal Loans:
Credit Union RRSP Loan Prime( 4.75 ) + 0.00 = 4.75
Fully Secured Loan Prime( 4.75 ) + 2.00 = 6.75
Investment Loan Prime( 4.75 ) + 3.25 = 8.00
*"New"Car Loan Prime( 4.75 ) + 2.00 = 6.75
To
Prime( 4.75 ) + 3.50 = 8.25
*"Used"Car Loan Prime( 4.75 ) + 3.00 = 7.75
To
Prime( 4.75 ) + 5.75 = 10.50
Computer Purchase Loan Prime( 4.75 ) + 3.00 = 7.75
* Other Purpose 8.75 To 14.25
MERITLINE Prime( 4.75 ) + 0.00 = 4.75
Unsecured Line of Credit Prime( 4.75 ) + 2.00 = 6.75


Mortgage Loans: Closed/Open Closed/Open - Discount*
1 Year 7.10 / 8.10 ----- / -----
2 Year 6.30 / ----- ----- / -----
3 Year 7.15 / ----- ----- / -----
If matched funds are available
4 Year 7.20 / ------ ----- / -----
5 Year 7.25 / ----- ----- / -----